DB Paraplanner

Job Description

IRC is delighted to be recruiting and experienced Paraplanner with experience of the Defined Benefit (DB) Pension Transfer Market, on behalf of our client, a very well established firm of Independent Financial Advisers in Sale, Greater Manchester.

THIS IS A WORK FROM HOME OPPORTUNITY

Specific activities include:
• Check all compliance paperwork is present
• Confirm client risk profile is determined
• Discuss client objectives with planner
• Identify and obtain the information necessary to compile financial cash flow forecast


Preparing recommendations – with emphasis on DB Pension Transfers
• Identify areas for planning
• Undertake research both independently and with the Financial Planner to identify suitable solutions to meet the client’s needs
• Prepare information/comparisons for analysis by planner
• Liaise with client’s legal and tax advisers (if applicable)
• Consider current and future allocation of assets for investment strategy with regard to client risk profile
• Prepare draft recommendation reports to be discussed/signed off by planner

Implementing recommendations
• Prepare suitability letters in accordance with the agreed recommendations
• Complete application / proposals forms
• Ensure all compliance paperwork is in order
• Make changes to clients’ investments as instructed
• Implement the chosen investment strategies

Essential Attributes
These would be expected of an experienced paraplanner and developed in a trainee
• Understanding of the Financial Planning process
• Able to work within defined business processes
• Ability to achieve agreed outcomes without supervision
• Prioritise and plan own workload
• Detailed and accurate • Articulate
• Excellent inter‐personal skills, both written and verbal
• Ability to multi‐task and prioritise effectively
• Good IT skills • Good report writing skills
• Ability to work independently and in a team
• Broad knowledge of financial services world
• High level of technical knowledge

Qualifications
• Qualified to advise on DB pension transfers – G60, AF7 or AF5.