Pension Transfer Specialist

  • Job Reference: BB050
  • Date Posted: 2 November 2021
  • Recruiter: Independent Resourcing Consultancy
  • Location: Sale, Greater Manchester
  • Remote Working: 100% remote working possible
  • Salary: £48,000 to £50,000
  • Sector: Financial Advisers
  • Job Type: Permanent
  • Contact: Jon Minns
  • Email:

Job Description

Our client is a leading provider of technical pension advice in the Defined Benefit sector, with a highly qualified existing team of Pension Transfer Specialists.

As part of the firm’s continued growth, they are looking for a Pension Transfer Specialist to work alongside their Head of Advice.

Our client is looking for a PTS to be home based, with occasional travel to the office. You will work closely alongside the Head of Advice and existing team of PTS and will be encouraged to discuss cases to ensure the right outcome for the client. This is not a data gathering or admin based role, nor is it a sales role. You would have the full support of the internal admin, paraplanning and compliance functions.

Job Description

  • Check Transfer Value Comparators (TVCs) for accuracy
  • Review the Fact-Find and Risk Profile of the Client
  • Have a call with each client to confirm and gather information
  • Complete Cash Flow modelling to demonstrate sustainability of income
  • Complete Appropriate Pension Transfer Analysis (APTA)
  • Review the Suitability Report before sending to the IFA and Client
  • Keep abreast of FCA regulations
  • Help develop internal processes
  • Maintain adequate CPD records


  • Diploma Qualified (Advanced Diploma / Chartered Status Preferred)
  • Must hold AF3 or AF7 Qualification
  • Strong knowledge of Defined Benefit pensions and the regulations surrounding them
  • Must have recent experience in advising on Defined Benefit pension transfers
  • Experience dealing with QROPS (desirable, but not essential)
  • Experience with Selectapension and Cashcalc (desirable, but not essential)
  • Experience with Intelligent Office (desirable, but not essential)

What's on offer:

  • Competitive Salary (up to £50,000)
  • Discretionary bonus
  • 25 days holiday plus public holidays
  • Private Medical Insurance (PMI) after 6 months
  • NEST pension
  • Full Study Support